МОРСКО ЗАСТРАХОВАНЕ

MARINE INSURANCE

Insurance of vessels

The subject of the insurance are all vessels, in the field of trade, transport and tourism.

Which risks are covered?

disasters – storm, lightning, volcanic eruption, earthquake, etc.

maritime disasters – shipwreck, stranding, overturning, sinking, disappearance

emergency events, fire, explosion, explosion, hidden defect in ship’s devices and systems, collision or impact

The following specific claims shall also be covered:

“Collision liability”

“General average”

“Hull& machinery”

Risks not covered:

– actions of waves and winds

– structural errors, wear and tear, corrosion, poor quality repair, etc.

– intentional action or non-compliance with the rules and requirements for the use and loading of the vessel, indirect losses.

Subject of extra negotiations are the P& I Clauses.

Here are some of the PROTECTION AND INDEMNITY CLAUSES

-Loss of life of, or injury to, or illness of, any person;
-Hospital, medical, or other expenses necessarily and reasonably included in respect of loss of life of, injury to, or illness of any member of the crew of the vessel named herein;
-Loss of, or damage to, or expense in connection with any fixed or movable object or property of whatever
nature;
-Costs or expenses of, or incidental to, the removal of the wreck of the vessel named herein when such
removal is compulsory by law; provided, however, that there shall be deducted from such claim the value
of any salvage recovered from the wreck by the assured;
-Fines and penalties, including expenses reasonably incurred in attempting to obtain the remission or mitigation of same, for the violation of any of the laws of the United States, or of any state thereof, or of any foreign country; provided, however, that this Company shall not be liable to indemnify the assured against
any such fines or penalties resulting directly or indirectly from the failure, neglect, or default of the assured or his managing officers or managing agents to exercise the highest degree of diligence to prevent a violation of any such laws;
-Costs and expenses, incurred with this Company’s approval, of investigating and/or defending any claim
or suit against the assured arising out of a liability or an alleged liability of the assured covered by this policy.

-Loss of, or damage sustained by the vessel named herein or her tackle, apparel, furniture, boats, fittings,
equipment, stores, fuel, provisions or appurtenances;
-Loss resulting from cancellation of charters, non-collectibllity of freight, bad debts, insolvency of agents or others, salvage, general average, detention, loss of use or demurrage of the vessel named herein;
-Any loss, damage, expense or claim with respect to any vessel or craft in tow of the vessel named herein and/or cargo thereon; provided this exclusion shall not apply to salvage services rendered in an emergency to a ship or vessel in distress, nor to loss of life and/or injury to, or illness of any person;
-Any claim for loss of, damage to, or expense in respect of cargo on board the vessel named herein;
-Any claim arising directly or indirectly under the Longshoremen’s and Harbor Workers’ Compensation
-Act or any workmen’s compensation act of any state or nation;
-Any liability assumed by the assured beyond that imposed by law; provided however that if by agreement, or otherwise, the assured’s legal liability is lessened, then this Company shall receive the benefit of such lessened liability.
-Any loss, damage or expense sustained by reason of any taking of the vessel by requisition or otherwise, civil war, revolution, rebellion, or insurrection, or civil strife arising therefrom, capture, seizure, arrest, restraint or detainment, or the consequences thereof or of any attempt thereat; or sustained in consequence of military, naval or air action by force of arms; or sustained or caused by mines or torpedoes or other missiles or engines of war, whether of enemy or friendly origin: or sustained or caused by any weapon of war employing atomic fission or atomic fusion or radioactive material: or sustained in consequence of placing the vessel in jeopardy as an act or measure of war taken in the actual process of a military engagement, including embarking or disembarking troops or material of war in the immediate zone of such engagement: and any such loss, damage and expense shall be excluded from this policy without regard to whether the assured’s liability in respect thereof is based on negligence or otherwise, and whether in time of peace or war.
-Any loss, damage, expense or claim collectible under the form of policy, whether or not the vessel named herein is actually covered by such insurance and regardless of the amount thereof.

The challenge is to bring a company whose web presence is boring up to date. The challenge is to ensure that when a client visits your website they feel positive about your company. The challenge is that most customers will judge you based on appearance alone, and if your website looks unprofessional or poorly made then they will think your company as a whole is unprofessional. Each and every part of the organization matters when winning over a new client:

  • Improve sales and operations and production planning:

    The teams focused their efforts on a few of the highest-value S&OP levers in order to review the current planning process, identify gaps in the planning infrastructure and analytically understand demand and supply variability.

  • Determine the right inventory level:

    With hundreds of medications in the market, Pharm Ltd. needed a proper method to predict and manage their inventory. Using a mean absolute percentage analysis (MAPE), the teams defined appropriate levels for raw materials and finished products by mapping actual versus forecasted sales on the most important SKUs.

  • Optimize the supply chain for perfect order planning:

    The diagnostic determined the stressors that affected sales and service levels. The teams focused on resolving issues related to higher-than-normal back-orders and lead times, which stressed the entire supply chain and led to delays in medications reaching consumers.

The challenge is to bring a company whose web presence is boring up to date. The challenge is to ensure that when a client visits your website they feel positive about your company. The challenge is that most customers will judge you based on appearance alone, and if your website looks unprofessional or poorly made then they will think your company as a whole is unprofessional. Each and every part of the organization matters when winning over a new client:

  • Improve sales and operations and production planning:

    The teams focused their efforts on a few of the highest-value S&OP levers in order to review the current planning process, identify gaps in the planning infrastructure and analytically understand demand and supply variability.

  • Determine the right inventory level:

    With hundreds of medications in the market, Pharm Ltd. needed a proper method to predict and manage their inventory. Using a mean absolute percentage analysis (MAPE), the teams defined appropriate levels for raw materials and finished products by mapping actual versus forecasted sales on the most important SKUs.

  • Optimize the supply chain for perfect order planning:

    The diagnostic determined the stressors that affected sales and service levels. The teams focused on resolving issues related to higher-than-normal back-orders and lead times, which stressed the entire supply chain and led to delays in medications reaching consumers.

The challenge is to bring a company whose web presence is boring up to date. The challenge is to ensure that when a client visits your website they feel positive about your company. The challenge is that most customers will judge you based on appearance alone, and if your website looks unprofessional or poorly made then they will think your company as a whole is unprofessional. Each and every part of the organization matters when winning over a new client:

  • Improve sales and operations and production planning:

    The teams focused their efforts on a few of the highest-value S&OP levers in order to review the current planning process, identify gaps in the planning infrastructure and analytically understand demand and supply variability.

  • Determine the right inventory level:

    With hundreds of medications in the market, Pharm Ltd. needed a proper method to predict and manage their inventory. Using a mean absolute percentage analysis (MAPE), the teams defined appropriate levels for raw materials and finished products by mapping actual versus forecasted sales on the most important SKUs.

  • Optimize the supply chain for perfect order planning:

    The diagnostic determined the stressors that affected sales and service levels. The teams focused on resolving issues related to higher-than-normal back-orders and lead times, which stressed the entire supply chain and led to delays in medications reaching consumers.

How can we help you?

Contact our chosen office from the CONTACTS page or make an online inquiry.

I am very pleased! I recommend it!

Nikolay Chavdarov
CEO, SPEED UP

There are still honest insurance brokers – this is one of them!

Milen Petrov
ET Milen Petrov, Accountant

Always correct and responsive.

Stefan Popov
Freight forwarder, BORDER SERVICES

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